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My credit is bad. Can I buy a house?February 15, 2020 - 1:38 am
No question. Credit is the key determinant of your ability to get a loan and/or the terms of that loan. The better the credit, the better the terms. The credit scoring system is imperfect, but it is the best we have to predict the likelihood of a borrower’s ability and willingness to pay back a […]
Is the interest rate all that matters when choosing a mortgage broker?February 1, 2020 - 1:29 am
Getting a mortgage is a little like getting married: it is a highly intrusive dive into the financials of your life, and you sign a 30-year commitment. Who you choose to trust with the details is very important and goes way beyond an interest rate? But let’s talk about that interest rate: this little number […]
All Realtors are licensed: are they all good?January 15, 2020 - 1:16 am
Real estate licensing differs in the 50 states in the United States. In Ohio, a licensed Realtor has completed 120 hours of education and passed an exam on State and Federal laws. Our profession requires honesty held in place by written rules and continuing education on servicing the public with the highest standards of ethics. […]