To understand “Win” #9 you must first understand a quirk about the Central Ohio Housing market. In many states in the United States the law prohibits the Seller from having possession of the home after the closing is complete. In Ohio we do NOT have this prohibition. This prohibition of post-closing possession is rooted in […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/20-11_2_Blog9.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:38:272021-02-13 11:57:14Ten Ways to Win: #9 – How Flexible are your plans?
I won’t show you a house until we have a pre-house-hunt “sit down.” At The Kathy Chiero Group we call it a “Buyer Orientation meeting” and we insist that you take an hour of your time to get informed before we start looking at homes. We often go a step further and ask you to […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/20-11_1_Blog8.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:34:112021-02-18 15:16:11Ten Ways to Win: #8 – How can I give the homeowner more money?
While this Tip is #7, it should be #1 in the Central Ohio Seller’s market. Let’s start with the harsh truth and then I will break it down: It is virtually impossible to purchase a newly listed home without a willingness and ability to pay above the appraised value of the home. Let’s picture […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/20-10_4_Blog7.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:31:402021-02-19 10:30:56Ten Ways to Win: #7 – Should I limit my offer to the appraised value of the home?
The purchase contract you will sign offers you, the Buyer, the protection of a home inspection. The inspection is usually done by a professional and can take three or more hours to thoroughly look over your new home. Following the inspection, you have three choices: the right to move forward with no repair requests, the […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/20-10_3_Blog6.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:28:312021-02-18 15:13:22Ten Ways to Win: #6 – Are you willing to let the Seller off the hook for repairs?
I’ve been a Realtor for over 20 years. I’ve seen it over and over. At the initial Buyer’s Orientation Meeting I ask the Buyer if they are willing to contribute “sweat equity” to the home? Are you willing to paint? Replace carpet? Replace toilets and sinks? Hang new light fixtures? The eager almost-homeowner always says […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/20-10_2_Blog5.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:26:202021-02-13 11:56:21Ten Ways to Win: #5 – Are you willing to hug the ugly house?
You’ve worked hard. You’ve sacrificed. You’ve saved money. You have your down payment and closing costs saved to purchase your first home. Or perhaps you have saved only your down payment because you remember hearing that it is customary for the Seller to pay your closing costs. You have just enough. And you believe that’s […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/20-10_1_Blog4.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:23:372021-02-13 11:58:06Ten Ways to Win: #4 – It’s true. Cash is king. (Even if you only have a little.)
We live and work in a “one shot” housing market. What does this mean? It means that, as a Buyer, you have “one shot” to get the Seller’s attention and to move your offer to the top of the competitive bid pile. Critical to your chances in this market is assuring the Seller that you […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/Pre-Approval-Letter.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:20:482021-02-18 15:12:33Ten Ways to Win: #3 – What is a Pre-Approval Letter? (And I thought I had one!)
How important is your mortgage provider to the purchase of your new home? Look up the word “cornerstone.” The cornerstone is the first stone set in the construction of a masonry foundation. All other stones will be set in reference to this stone determining the position of the entire structure. Yep. That’s your lender’s role […]
Columbus, Ohio is experiencing a severe single family home shortage. In some areas and price ranges there can be as many as 15-20 potential buyers for every home on the market. For homeowners, this imbalance is like winning The Lottery. For those wanting to purchase a home it can feel like the television show “The […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/Comparing-Mortgage-Options.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:14:212021-02-13 11:54:59Ten Ways to Win: #1 – Is Conventional Financing on a Mortgage “better” than FHA or VA financing?
Really old wallpaper. It stops me in my tracks every time. A sobering reminder of my own mortality. Here’s what happens: I’m a Realtor showing a client a really old house. Somewhere, usually tucked in the back of a closet or stairwell I find the original wallpaper. It’s often peeking through the peeling layers of […]
Life doesn’t have to be “busy” to be full. The concept of “social capital” is one which is increasingly being recognized as a necessary component of a healthy life, especially as one ages. What is “social capital?” It is the network of relationships we have in our lives which build over time and allow us […]
https://www.ourohiohome.com/wp-content/uploads/2020/12/20-08_2.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2020-12-08 10:14:022020-12-08 10:14:02Social Capital: What do you do when you look around and you’re alone?
Recently I met with a homeowner who I will call Sheila. Sheila is in her late 70’s and lives in a home far too big for her and one which she long ago lost the ability to maintain. This is not the first time I’ve met with Sheila. I have come three times in as […]
https://www.ourohiohome.com/wp-content/uploads/2020/12/20-08_1-1.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2020-12-08 10:12:022020-12-08 10:12:02Social Capital: Why we all need it and “earning” it rewarding work
Ten Ways to Win: #9 – How Flexible are your plans?
To understand “Win” #9 you must first understand a quirk about the Central Ohio Housing market. In many states in the United States the law prohibits the Seller from having possession of the home after the closing is complete. In Ohio we do NOT have this prohibition. This prohibition of post-closing possession is rooted in […]
Ten Ways to Win: #8 – How can I give the homeowner more money?
I won’t show you a house until we have a pre-house-hunt “sit down.” At The Kathy Chiero Group we call it a “Buyer Orientation meeting” and we insist that you take an hour of your time to get informed before we start looking at homes. We often go a step further and ask you to […]
Ten Ways to Win: #7 – Should I limit my offer to the appraised value of the home?
While this Tip is #7, it should be #1 in the Central Ohio Seller’s market. Let’s start with the harsh truth and then I will break it down: It is virtually impossible to purchase a newly listed home without a willingness and ability to pay above the appraised value of the home. Let’s picture […]
Ten Ways to Win: #6 – Are you willing to let the Seller off the hook for repairs?
The purchase contract you will sign offers you, the Buyer, the protection of a home inspection. The inspection is usually done by a professional and can take three or more hours to thoroughly look over your new home. Following the inspection, you have three choices: the right to move forward with no repair requests, the […]
Ten Ways to Win: #5 – Are you willing to hug the ugly house?
I’ve been a Realtor for over 20 years. I’ve seen it over and over. At the initial Buyer’s Orientation Meeting I ask the Buyer if they are willing to contribute “sweat equity” to the home? Are you willing to paint? Replace carpet? Replace toilets and sinks? Hang new light fixtures? The eager almost-homeowner always says […]
Ten Ways to Win: #4 – It’s true. Cash is king. (Even if you only have a little.)
You’ve worked hard. You’ve sacrificed. You’ve saved money. You have your down payment and closing costs saved to purchase your first home. Or perhaps you have saved only your down payment because you remember hearing that it is customary for the Seller to pay your closing costs. You have just enough. And you believe that’s […]
Ten Ways to Win: #3 – What is a Pre-Approval Letter? (And I thought I had one!)
We live and work in a “one shot” housing market. What does this mean? It means that, as a Buyer, you have “one shot” to get the Seller’s attention and to move your offer to the top of the competitive bid pile. Critical to your chances in this market is assuring the Seller that you […]
Ten Ways to Win: #2 – Choose your lender Carefully
How important is your mortgage provider to the purchase of your new home? Look up the word “cornerstone.” The cornerstone is the first stone set in the construction of a masonry foundation. All other stones will be set in reference to this stone determining the position of the entire structure. Yep. That’s your lender’s role […]
Ten Ways to Win: #1 – Is Conventional Financing on a Mortgage “better” than FHA or VA financing?
Columbus, Ohio is experiencing a severe single family home shortage. In some areas and price ranges there can be as many as 15-20 potential buyers for every home on the market. For homeowners, this imbalance is like winning The Lottery. For those wanting to purchase a home it can feel like the television show “The […]
Wallpaper
Really old wallpaper. It stops me in my tracks every time. A sobering reminder of my own mortality. Here’s what happens: I’m a Realtor showing a client a really old house. Somewhere, usually tucked in the back of a closet or stairwell I find the original wallpaper. It’s often peeking through the peeling layers of […]
Social Capital: What do you do when you look around and you’re alone?
Life doesn’t have to be “busy” to be full. The concept of “social capital” is one which is increasingly being recognized as a necessary component of a healthy life, especially as one ages. What is “social capital?” It is the network of relationships we have in our lives which build over time and allow us […]
Social Capital: Why we all need it and “earning” it rewarding work
Recently I met with a homeowner who I will call Sheila. Sheila is in her late 70’s and lives in a home far too big for her and one which she long ago lost the ability to maintain. This is not the first time I’ve met with Sheila. I have come three times in as […]