Let me start by saying that I’m a huge Dave Ramsey fan. Dave Ramsey, founder of Ramsey Solutions and a get-out-of-debt guru, is all about staying debt-free and living a cash-only lifestyle. I agree, debt-free is the way to go. In a perfect world none of us would have debt. But I live in a […]
https://www.ourohiohome.com/wp-content/uploads/2021/05/KCG-No-Credit.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-05-26 18:34:132021-05-26 18:34:13I don’t have a LOW credit score. I have NO credit score. Can I buy a house?
If you are a woman over the age of 50 you probably know the statistics: across the industrialized world, women will live as much as 10 years longer than men. Even if you don’t lose your spouse to divorce or early death, human genetics predict years, if not decades, of being alone. The “Golden […]
https://www.ourohiohome.com/wp-content/uploads/2021/05/KCG-Thank-You-For-Being-A-Friend.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-05-26 18:30:522021-05-26 18:30:52Thank you for being a friend! (Now will you be my roommate?)
It’s a pretty common conversation I have with homeowners: they’ve heard about the “bidding wars” on their neighbor’s homes. They gasp at the listing price of a home only to be shocked when it sells for tens of thousands of dollars higher. They want to get in on this. “So,” I say to them, “where […]
https://www.ourohiohome.com/wp-content/uploads/2021/04/I-want-to-buy-a-home-and-have-to-sell..png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-04-11 12:17:072021-04-11 12:36:44I want to buy a home, but I have a home to sell. Is this possible without a double move?
Remember the “old days”? You wanted to sell your current home and purchase another. You met with your Realtor® and were advised to get your home on the market first because it will likely take 90+ days to sell. As soon as the sign is in the front yard, you began looking for the next […]
https://www.ourohiohome.com/wp-content/uploads/2021/04/What-Ever-Happened-to-the-Sale-of-Home-Contingency.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-04-11 12:15:552021-04-11 12:25:59Whatever happened to the “Sale of Home” contingency?
I’ve often said that buying a house is like getting married: you fall in love when you step in the door. You learn as much as you can during the home inspection. You don’t really know the house until you’ve lived there a few years. After 5 years you have your list of what you’ll […]
https://www.ourohiohome.com/wp-content/uploads/2021/03/KCG-Custom-Blog-Graphic.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-03-09 14:03:292021-03-09 14:03:29It might be love at first sight, but make sure your new house can go the distance:
Central Ohio homeowners have a right to celebrate! After 8 years of watching your home values depreciate at double digits a year (2005-2012) we are entering our 9th selling season of supply and demand heavily weighted in favor of the Seller. However, here is the dark secret of this great market: the market for […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/KCG-Sellers-Market.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-26 10:31:422021-02-26 10:31:42The Downside of a Great Seller’s Market
We are in our 9th (yes, NINE) year of a Seller’s Market in Central Ohio. In some areas and price points there are over 20 buyers for every home on the market. I have had as many as 41 offers on a single home. I recently presented an offer on a home that the Realtor […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/KCG-Over-Paying.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-26 10:21:232021-02-26 10:21:23Are home buyers foolish for “over-paying” for homes in this heated market?
You’ve heard the commercials. Is your home in danger of being “stolen” by title thieves? “With the advancement in technology, it’s a huge problem and tremendously unreported as a crime,” says Art Pfizenmayer, Senior Advisor to the CEO of Home Title Lock as reported in the San Diego Union Tribune in 2018. But is […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/KCG-Title-Thieves.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-26 10:03:372021-02-26 12:39:12Is your home in danger of being electronically stolen?
What is a “back up” Buyer? A back up Buyer is first in line to purchase a home if the “Primary” Buyer is unable or unwilling to perform on a contract. It happens. The Primary purchaser loses their job or breaks up with a girlfriend. Three weeks into the transaction, the contract falls apart. The […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/20-11_3_Blog10.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:39:152021-02-13 11:58:29Ten Ways to Win: #10 – Be willing to be a backup contract and consider older listings
To understand “Win” #9 you must first understand a quirk about the Central Ohio Housing market. In many states in the United States the law prohibits the Seller from having possession of the home after the closing is complete. In Ohio we do NOT have this prohibition. This prohibition of post-closing possession is rooted in […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/20-11_2_Blog9.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:38:272021-02-13 11:57:14Ten Ways to Win: #9 – How Flexible are your plans?
I won’t show you a house until we have a pre-house-hunt “sit down.” At The Kathy Chiero Group we call it a “Buyer Orientation meeting” and we insist that you take an hour of your time to get informed before we start looking at homes. We often go a step further and ask you to […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/20-11_1_Blog8.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:34:112021-02-18 15:16:11Ten Ways to Win: #8 – How can I give the homeowner more money?
While this Tip is #7, it should be #1 in the Central Ohio Seller’s market. Let’s start with the harsh truth and then I will break it down: It is virtually impossible to purchase a newly listed home without a willingness and ability to pay above the appraised value of the home. Let’s picture […]
https://www.ourohiohome.com/wp-content/uploads/2021/02/20-10_4_Blog7.png800800Brandon Pottshttps://www.ourohiohome.com/wp-content/uploads/2017/10/Kathy-Chiero-Grou-KW-website-color.pngBrandon Potts2021-02-08 18:31:402021-02-19 10:30:56Ten Ways to Win: #7 – Should I limit my offer to the appraised value of the home?
I don’t have a LOW credit score. I have NO credit score. Can I buy a house?
Let me start by saying that I’m a huge Dave Ramsey fan. Dave Ramsey, founder of Ramsey Solutions and a get-out-of-debt guru, is all about staying debt-free and living a cash-only lifestyle. I agree, debt-free is the way to go. In a perfect world none of us would have debt. But I live in a […]
Thank you for being a friend! (Now will you be my roommate?)
If you are a woman over the age of 50 you probably know the statistics: across the industrialized world, women will live as much as 10 years longer than men. Even if you don’t lose your spouse to divorce or early death, human genetics predict years, if not decades, of being alone. The “Golden […]
I want to buy a home, but I have a home to sell. Is this possible without a double move?
It’s a pretty common conversation I have with homeowners: they’ve heard about the “bidding wars” on their neighbor’s homes. They gasp at the listing price of a home only to be shocked when it sells for tens of thousands of dollars higher. They want to get in on this. “So,” I say to them, “where […]
Whatever happened to the “Sale of Home” contingency?
Remember the “old days”? You wanted to sell your current home and purchase another. You met with your Realtor® and were advised to get your home on the market first because it will likely take 90+ days to sell. As soon as the sign is in the front yard, you began looking for the next […]
It might be love at first sight, but make sure your new house can go the distance:
I’ve often said that buying a house is like getting married: you fall in love when you step in the door. You learn as much as you can during the home inspection. You don’t really know the house until you’ve lived there a few years. After 5 years you have your list of what you’ll […]
The Downside of a Great Seller’s Market
Central Ohio homeowners have a right to celebrate! After 8 years of watching your home values depreciate at double digits a year (2005-2012) we are entering our 9th selling season of supply and demand heavily weighted in favor of the Seller. However, here is the dark secret of this great market: the market for […]
Are home buyers foolish for “over-paying” for homes in this heated market?
We are in our 9th (yes, NINE) year of a Seller’s Market in Central Ohio. In some areas and price points there are over 20 buyers for every home on the market. I have had as many as 41 offers on a single home. I recently presented an offer on a home that the Realtor […]
Is your home in danger of being electronically stolen?
You’ve heard the commercials. Is your home in danger of being “stolen” by title thieves? “With the advancement in technology, it’s a huge problem and tremendously unreported as a crime,” says Art Pfizenmayer, Senior Advisor to the CEO of Home Title Lock as reported in the San Diego Union Tribune in 2018. But is […]
Ten Ways to Win: #10 – Be willing to be a backup contract and consider older listings
What is a “back up” Buyer? A back up Buyer is first in line to purchase a home if the “Primary” Buyer is unable or unwilling to perform on a contract. It happens. The Primary purchaser loses their job or breaks up with a girlfriend. Three weeks into the transaction, the contract falls apart. The […]
Ten Ways to Win: #9 – How Flexible are your plans?
To understand “Win” #9 you must first understand a quirk about the Central Ohio Housing market. In many states in the United States the law prohibits the Seller from having possession of the home after the closing is complete. In Ohio we do NOT have this prohibition. This prohibition of post-closing possession is rooted in […]
Ten Ways to Win: #8 – How can I give the homeowner more money?
I won’t show you a house until we have a pre-house-hunt “sit down.” At The Kathy Chiero Group we call it a “Buyer Orientation meeting” and we insist that you take an hour of your time to get informed before we start looking at homes. We often go a step further and ask you to […]
Ten Ways to Win: #7 – Should I limit my offer to the appraised value of the home?
While this Tip is #7, it should be #1 in the Central Ohio Seller’s market. Let’s start with the harsh truth and then I will break it down: It is virtually impossible to purchase a newly listed home without a willingness and ability to pay above the appraised value of the home. Let’s picture […]